IRCTC UBI RUPAY Prepaid Card
User Guide ver 2.0
IRCTC UBI RUPAY Prepaid Card
User Guide ver 2.0
Contents
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Web Portal – [Prepaid |
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1 UBI IRCTC Prepaid Card: At a Glance
Union Bank of India in collaboration with IRCTC has launched a Prepaid Card christened “IRCTC UBI
Prepaid card” which can be used to book online railway tickets at www.irctc.co.in . The IRCTC UBI Prepaid Card has the following Card Type Options:-
1.Virtual Card
2.Physical Card
Card Type |
KYC Required |
Validity |
Max. Card Limit |
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(INR) |
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Virtual Card |
Partial KYC |
One Year |
10000 |
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Partial KYC |
One Year |
10000 |
Physical Card |
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Full KYC |
Three Years |
50000 |
Virtual Card:
In case of virtual cards, card credentials such as card no. etc are sent via email and using these credential, customers can book railway tickets.
Physical Card:
In case of Physical cards, plastic magnetic strip card is couried to customer’s postal address or else customer can also request for plastic cards from any branch of Union Bank of India. The details of the card can be used to purchase railway tickets.
Charges:
The first 5 transactions per card every month done on IRCTC for purchase of Railways Tickets will be FREE (no transaction charges) to the customer for the first 6 months only from the date this card is launched for the public.
o For every subsequent transaction post the Free Usage the customer will be charged
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After six months (starts from launch date) onwards the customer will be charged Rs.10 per transaction including all taxes for every transaction.
2 Getting Started
2.1 Web Portal – IRCTC [Issuance]
Customer visits the Website of IRCTC and clicks on the link or banner or button for
In Prepaid card portal customer will select Request for New Card.
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Customer has option to select, whether Physical Plastic Card or Virtual Card Customer will select Personalized / Non Personalized Card
Customer has to enter following details o First name
o o o o o o o
Customer has to enter the amount and clicks on the process
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Customer has to choose, source of fund for the physical card as Internet Banking options.
2.2 Web Portal – [Prepaid
Customer visits the Website of IRCTC www.irctc.co.in and clicks on the link or banner for
Customer has to click on “Reload Your Card”. For
Customer has to enter his Prepaid Card number for which top up needs to be done.
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Customer has to click on the
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On successful
3 Ticket Purchase [IRCTC Portal]
Customer visits the Website of IRCTC for Ticket Purchase.
Customer selects the “Plan My Travel” option from IRCTC Portal and plans for ticket purchase.
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Customer selects the train details and clicks Book Now link.
Customer verifies Journey details and then enters Passenger details. Once Passenger details are entered then page will be redirected to Payment Option.
In Payments option customer will select “Prepaid Card” option.
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Customer will enter his Card Number, CVD2, Expiry Date and PIN number to initiate transactions.
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IRCTC will confirm ticket booking and PNR details will be shared with customer through SMS and
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