IRCTC eWallet is a scheme under which user can deposit money in advance with IRCTC and can be used as payment option along with other payment options available on IRCTC for paying money at the time of booking tickets.

IRCTC eWallet scheme provides following advantages:

• Hassle free and secure transactions.
• Precious booking time saved by eliminating payment approval cycle.
• Benefit of saving Payment Gateway charges per ticket.
• Manage account online and top up online.
• Dependency on a specific bank is reduced, as when any of the provided banks go offline, you can still book tickets from your IRCTC eWallet account.

7 Easy steps to register and book ticket through IRCTC eWallet:

1. Login to IRCTC with your existing IRCTC user id and password.
2. Click the "IRCTC eWallet Registration" link under IRCTC eWallet Section in the "Plan my travel" page.
3. Complete Verification process by providing PAN OR Aadhaar and other details.
4. Deposit one time registration fee of Rs.50/-(Excluding Service Tax) online with any of the available payment options.
5. Membership fee and Redemption is subject to change at the discretion of IRCTC.
6. Credit the IRCTC eWallet account with the minimum deposit of Rs.100/- and top up with the required booking amount. Maximum amount permitted in user's account is Rs. 10,000.
7. Pay ticket booking amount through IRCTC eWallet which is displayed as payment option along with other Banks.

Please note:

• Registration Fee: Rs 50 + Service Tax (non-refundable)
• Transaction Charge: Rs 10 + Service Tax per transaction
• No cash refunds / No redemption allowed.
• IRCTC eWallet balance can only be used for booking railway tickets.
• IRCTC eWallet service can only be availed by users registered with Indian Nationality and with Indian Mobile Number.