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About IRCTC eWallet

About IRCTC eWallet

IRCTC eWallet is a scheme under which users can deposit money in advance with IRCTC and use it as a payment option along with other payment options available on IRCTC while booking tickets.

Advantages

  • Hassle free and secure transactions.
  • Precious booking time is saved by eliminating the payment approval cycle.
  • Manage account online and top up online.
  • Dependency on a specific bank is reduced. When any of the provided banks go offline, you can still book tickets from your IRCTC eWallet account.
  • Quick payments in seconds.

Salient Features

  • User Authentication: IRCTC eWallet users will be verified and authenticated through their PAN or Aadhaar in an online verification process.
  • Complete History: A separate IRCTC eWallet link provides Deposit History, Transaction, Refund Status and Account Statement options.
  • Easy Refund: In case of ticket cancellation, the due refund will be credited to your IRCTC eWallet account within 24 hours.

5 Easy Steps to Register and Book Ticket through IRCTC eWallet

  1. Login to IRCTC with your existing IRCTC user id and password.
  2. Click "IRCTC eWallet Register Now / Reactivate" provided on IRCTC eWallet option on the home page menu of IRCTC eTicketing Website.
  3. Complete verification process by providing PAN or Aadhaar and other details.
  4. Credit the IRCTC eWallet account with the minimum deposit of Rs.100/- and top up with the required booking amount. Maximum amount permitted in user's account is Rs. 10,000. Amount in decimal value is not allowed.
  5. Pay ticket booking amount through IRCTC eWallet, which is displayed as a payment option along with other banks.

Please Note

  • Transaction Charge: Rs 10 + Applicable Taxes per transaction.
  • No cash refunds / No redemption allowed.
  • IRCTC eWallet balance can only be used for booking railway tickets.
  • IRCTC eWallet service can only be availed by users registered with Indian Nationality and with Indian Mobile Number.
Use IRCTC eWallet for faster ticket booking payment when bank approval cycles or selected payment channels are unavailable.