IRCTC eWallet is a scheme under which user can deposit money in advance with IRCTC and can be used as payment option along with other payment options available on IRCTC for paying money at the time of booking tickets.
IRCTC eWallet scheme provides following advantages:
- Hassle free and secure transactions.
- Precious booking time saved by eliminating payment approval cycle.
- Benefit of saving Payment Gateway charges per ticket.
- Manage account online and top up online.
- Dependency on a specific bank is reduced, as when any of the provided banks go offline, you can still book tickets from your IRCTC eWallet account.